Our professionals

We can provide professional advices on risk analysis and insurance matters and seeking most suitable and reasonably-priced insurance plans from reliable and reputable insurers for its customers.

tips - what is insurance?

Insurance is one of the tool of managing risk. One can transfer his risk to another party by insurance, making another party bear his financial consequences of loss.
Insurance company insures against the risk specified in the policy and agrees to pay if the risk happens so that the insured is put back into the same position as if the risk had not happened. In return, the insurance company receives a fee from the Insured, which is called “premium”.

Claims Advice

motor insurance

  • You should

    1. inform the insurance company of any loss &/or occurrence which may give rise to a claim and any relevant notice, summons and writ must be forwarded to the insurance company at once on receipt

    2. report to police immediately for traffic accident or theft of the insured vehicle

    3. take photos of the accident scene and all involved vehicles (if possible)

    4. file a complaint to the Police if necessary

    5. (For own damage claims) Submit the quotation prepared by the garage to the insurance company pending its approval

    6. not admit liability or make settlement with any third party without prior consent of the insurance company

  • Documents Required

    1. A completed Motor Vehicle Claim Form (original)

    2. Police Statement and a signed Letter of Consent if police is involved

    3. A copy of the Vehicle Registration Document of your insured vehicle (both sides of the document)

    4. Copies of the driver’s / your HKID and Driving Licence

    5. Screening Breath Test result, if applicable

    6. Photos taken at the accident scene and all involved vehicles

    7. Own Damage claim – repair quotation for the insured vehicle

    8. Third Party claim – all documents received from any third party

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