Our professionals

We can provide professional advices on risk analysis and insurance matters and seeking most suitable and reasonably-priced insurance plans from reliable and reputable insurers for its customers.

tips - what is risk?

Risk means uncertainty to a loss. Running a business and our daily lives involve risk. If risk happens, there will be financial impact on your business and wealth.

products

Travel Insurance

  • It is an unforgettable moment when you are in a pleasure trip. You may enjoy your life by way of breathing fresh air, tasting food, going sightseeing and experiencing different cultural life. Or you are in a business trip in a view to making a living for yourself and your family or to achieving your brilliant career goal. No matter what it is, you will probably encounter the risks of personal accident, travel delay, baggage loss etc. during the trip. No doubt, having taken out the travel insurance policy, your or your family’s financial loss will be minimized and emotional impact if any will also be softened in the case of misfortune.

  • Main Features*

    Travel Insurance provides a wide range of coverage as described below for you.

    Person Accident
    Compensation for an accidental death or permanent total disablement caused during the trip.

     

    Medical and related Expenses
    Inpatient or Outpatient Medical Expenses incurred abroad arising from accident or sickness during the period of insurance.

     

    Emergency Medical Evacuation
    Reasonable cost arising from the necessary evacuation of you. 

     

    Personal Liability
    Legal compensation to a third party’s life and property by reason of your negligence.

     

    Baggage and Personal Effects
    Loss of or damage to baggage or personal effects arising from accident, theft or robbery will be covered.

     

    Travel Delay
    By reason of the adverse weather conditions, strike, mechanical and / or electrical breakdown of the public carrier resulting in the travel delays, a cash compensation is allowed.

     

    Loss of Deposit or Cancellation
    Forfeited travel expenses due to unexpected strike, civil commotion, death, serious injury or sickness of the Insured and / or his/her family member will be covered.

     

    Trip Curtailment
    Additional or forfeited travel expenses by reason of unexpected death, serious injury or sickness of the Insured, his/her family member or accompanying close business companion that resulting in the shortening of commenced trip will be covered.

* It is only a brief summary for reference only.  Should you intend to study the full policy coverage and the relevant terms and conditions, please refer to the policy copy.  You are welcome to contact us for details.